Some banks hire private parties to find new takers for their credit cards. These private parties are given certain targets. Now in order to complete these targets the parties try their best and sometimes cross their limits. One such case has also happened with me. One day I received a call from a girl asking me to take a credit card of a very famous bank. She told me about lot of benefits but I told her that I was not interested. I was about to disconnect the call but suddenly she started crying. She told that she has a lot of pressure to complete the target and she was lacking far behind. She also told me that there was no fee involved if a new credit card was taken or cancelled. Once again I told her that I was not interested. Then she told me that I don't have to take any trouble for it and she would send an agent to my house to complete all the formalities. She also told me that after one week she would send an agent to cancel the credit card. This way her target would be achieved and I wouldn't have to go anywhere for it. Somehow I got rid of her but later on I felt very bad for the girl. Then one day I came to know that the girl was trying to fool me. What happens is that some people try to help these girls and they decide to take the credit card. After one week a guy comes to their house to cancel the card. He completes the paper work and takes away the card. Later on they find out that somebody has used his cancelled card and had done a lot of shopping. When they go to the bank to find out the matter they are told that bank does not send anybody to cancel a credit card. Unfortunately the owner of the credit card does not even have documents to prove that he had cancelled it. What actually happens is that a guy comes to you house without any information from the bank. He completes all the paper work, obtains all your information and takes away the card. The card is not taken to a bank for cancellation. All the papers are thrown in a dustbin and the card is used till it is blocked.
What to do ?
1. Don't give your credit or debit card to a stranger who claims that bank had send him for cancellation. Confirm it from the bank.
2. If you want to cancel a credit card then personally go to the bank.
What to do ?
1. Don't give your credit or debit card to a stranger who claims that bank had send him for cancellation. Confirm it from the bank.
2. If you want to cancel a credit card then personally go to the bank.
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